
Insurance Hub
Every paid Rentcentives member receives complimentary sponsored group term life coverage the day they join. Plus discounted renters, pet, and health insurance bundles — because protection shouldn't be a luxury.

$10,000
Group term life
Headline Perk
Every paid Rentcentives member receives sponsored group term life coverage at no additional cost. Just designate your beneficiary inside your member account and you're covered. No medical exam. No waiting period.
Members-Only Bundles
Group rates. Association-style pricing. Because 44 million renter households deserve the same collective buying power as any other membership organization.

Renters Insurance Bundle
Comprehensive renters insurance at group rates. Protect your belongings, get liability coverage, and add auto or home coverage later. The insurance you need, at the price you deserve.

Pet Insurance
Group pet insurance discount program. Because your pet is family, and vet bills shouldn't break you. No breed restrictions. Accident, illness, and wellness coverage.

Health Benefits
Access to discounted health benefit partners including telehealth, supplemental plans, and vision/dental bundles. Mental health resources included.

44 million renter households in the U.S. deserve the same collective buying power as homeowners. Rentcentives brings association-model insurance to the people who need it most — at rates that respect their reality.
44M+
Renter households in the U.S.
$0
Cost for base life insurance
4
Insurance products available
Day 1
Coverage starts immediately
AARP has 38 million members. AAA has 64 million. They proved that association economics work at massive scale. Nobody has applied it to renters — until now.
Millions of members negotiating together means better rates than any individual could get alone.
Insurance creates retention. Members who are covered stay members. It's the AARP playbook, applied to renters.
Insurance partners get access to a verified, recurring-engagement member base with real conversion data.
Join Rentcentives and get free life insurance immediately. Add discounted renters, pet, and health coverage as you need it.