Family feeling secure

Insurance Hub

Free life insurance.
Day one.

Every paid Rentcentives member receives complimentary sponsored group term life coverage the day they join. Plus discounted renters, pet, and health insurance bundles — because protection shouldn't be a luxury.

Family feeling protected at home
Coverage Active

$10,000

Group term life

Headline Perk

Complimentary life insurance.
No catch.

Every paid Rentcentives member receives sponsored group term life coverage at no additional cost. Just designate your beneficiary inside your member account and you're covered. No medical exam. No waiting period.

Sponsored group term life coverage included with membership
Simple activation: just designate your beneficiary
Upgrade path to additional discounted coverage available
No medical exam required for base coverage
Coverage begins immediately on membership activation
Activate Your Coverage

Members-Only Bundles

Discounted protection for everything that matters.

Group rates. Association-style pricing. Because 44 million renter households deserve the same collective buying power as any other membership organization.

Modern apartment interior
Most Popular

Rentsurance

Renters Insurance Bundle

Comprehensive renters insurance at group rates. Protect your belongings, get liability coverage, and add auto or home coverage later. The insurance you need, at the price you deserve.

Personal property coverage
Liability protection
Additional living expenses
Bundle discount path
Identity theft protection
Emergency assistance
Get Rentsurance
Woman with her golden retriever

Petsurance

Pet Insurance

Group pet insurance discount program. Because your pet is family, and vet bills shouldn't break you. No breed restrictions. Accident, illness, and wellness coverage.

Accident & illness coverage
Wellness add-ons available
No breed restrictions
Group discount pricing
Wellness and health

Healthsurance

Health Benefits

Access to discounted health benefit partners including telehealth, supplemental plans, and vision/dental bundles. Mental health resources included.

Telehealth access
Supplemental health plans
Vision & dental bundles
Mental health resources
Family feeling protected

Protection shouldn't be
a privilege.

44 million renter households in the U.S. deserve the same collective buying power as homeowners. Rentcentives brings association-model insurance to the people who need it most — at rates that respect their reality.

44M+

Renter households in the U.S.

$0

Cost for base life insurance

4

Insurance products available

Day 1

Coverage starts immediately

The power of collective membership.

AARP has 38 million members. AAA has 64 million. They proved that association economics work at massive scale. Nobody has applied it to renters — until now.

Group Buying Power

Millions of members negotiating together means better rates than any individual could get alone.

Sticky Benefits

Insurance creates retention. Members who are covered stay members. It's the AARP playbook, applied to renters.

Verified Member Base

Insurance partners get access to a verified, recurring-engagement member base with real conversion data.

Protected from day one.

Join Rentcentives and get free life insurance immediately. Add discounted renters, pet, and health coverage as you need it.